PERSONAL FINANCE, DONE PROPERLY

Your money, finally in one place

Track every account, card and subscription in a single view. Set a budget once and let the app hold the line for you.

Overlay: 0.70

Ten minutes on a Sunday is enough to stay on top of the month.

Categories sort themselves

Transactions land in the right category on their own. Correct one and the rule sticks for next time.

Shared without the mess

Invite your partner to a shared budget while your personal accounts stay yours alone.

Built around the month, not the transaction

Most apps hand you a feed and leave the thinking to you. This one starts from the month: what is already committed, what is left, and what that works out to per week. Bills, subscriptions and the costs that only show up twice a year are planned in from the start, so the number in front of you is the number you can actually spend.

  • Committed costs kept apart from spending money
  • Weekly allowance recalculated after every bill
  • Once-a-year costs spread across twelve months

Working on day one

No setup project and no spreadsheets to import. Connect one account and the basics are already running.

Bank connections

Read-only links to most major banks, refreshed every few hours.

Category budgets

Twelve categories to start with, renameable, and as many more as you need.

Bill reminders

A heads-up three days before anything leaves your account.

Phone and desktop

The same view on your phone, your tablet and the browser.

Every account in one list

Current accounts, savings, credit cards and wallets refresh together, so the balance on screen is the balance you actually have.

A budget that holds the line

Set a monthly limit per category once. You get a nudge at seventy percent and again before you cross it, not a lecture afterwards.

Nothing catches you out

Subscriptions and standing orders are picked out of your history and laid on a calendar with the amount due next to each one.

One page every Monday

What came in, what went out, and which category moved most. Short enough to read with a coffee.

No ads, no data resale, no lock-in

No ads, ever

We charge for the app so we never have to sell what you buy.

Your data stays yours

Export everything as CSV whenever you want. Delete it in one tap.

Read-only access, always

A connection cannot move money. Revoke a bank token in Settings and the link is dead the same second.

How it works

Encrypted in transit and at rest

Your bank credentials are never stored on our side, and the history we do hold is encrypted with keys we rotate.

Start free

$1,240

less spent in the first three months

Not a promise - a median. Budgeting works when the numbers are in front of you before you spend, not in a statement four weeks later.

Measured across beta accounts that connected at least two banks and kept a budget for a full quarter.

01

Works offline and syncs when you are back

02

Face ID or a passcode on every device

The same numbers on every screen

Check the week on your phone, plan the month on a laptop. Edits land everywhere in a second or two.

See the plans
Naomi Whitfield Nurse, Leeds

"I had four accounts and no idea what was actually mine to spend. Two weeks in I knew the number, and it has not changed since."

Tomas Almeida Site foreman, Porto

"The subscription list was the part that got me. Eleven of them. I cancelled five before I had finished my coffee."

Priya Raghunathan Pharmacist, Manchester

"We share the household budget but keep our own accounts private. Every other app made us pick one or the other."

Cal Devereux Illustrator, Bristol

"Freelance income is lumpy, so a monthly average is useless. Seeing what is already committed is the thing that actually helps."

Personal

$4/mo

  • Up to four accounts
  • Monthly budget and weekly report
  • Bill reminders
  • CSV export
  • Two devices
Start 30-day trial

Plus

$8/mo

  • Unlimited accounts and cards
  • Budgets per category
  • Annual costs spread monthly
  • Custom categories and rules
  • Every device you own
Start 30-day trial

Household

$14/mo

  • Everything in Plus
  • Two adults, shared budget
  • Personal accounts stay private
  • Split a bill in one tap
  • Joint savings goals
Start 30-day trial

Frequently asked questions

Connections are read-only and encrypted in transit and at rest. The app never stores your bank credentials - access runs through a token you can revoke at any time.

Most major retail banks connect automatically. Anything unsupported can be tracked manually or imported from a CSV statement, and the budget treats it exactly the same as a linked account.

Yes. Cancel from the app and you keep access until the end of the period you paid for. Nothing is charged during the thirty-day trial, and no card is needed to start it.

Export everything as CSV at any time, and delete your account and its history in one tap from Settings.

A budget you set once, not a spreadsheet you feed every week

The app does the sorting, the reminders and the maths. You open it on a Sunday, glance at one number and get on with your week.

Ten minutes a week, not an evening
Spots creeping costs before you feel them

The people behind it

Ingrid Halvorsen

Founder and CEO

Owen Bramhall

Managing Director, London

Marisol Quintero

Managing Director, Sydney

Étienne Lapointe

Managing Director, Toronto

Where we are